Launched in October 2023, EqualSeat is a fintech platform for investing that not only generates income for investors, but also has a positive impact on communities. Designed to level the playing field for retail investors by providing opportunities traditionally only available to institutions and the wealthy few, EqualSeat provides accredited individual investors opportunities to make smart, fixed income investments that positively impact the economy and environment. In short, it’s fintech for good.
Making a difference through sustainable alternative investments
EqualSeat’s alternative investment platform offers private credit investment opportunities outside of traditional stocks, bonds, or cash, that consist of renewable energy, hospitality, and commercial projects that create jobs and bolster communities. By investing in debt on projects that stimulate the economy and reduce fossil fuel usage, investors benefit from a monthly cash flow, while supporting local communities and the planet.
Fractional investments with reliability and predictability
By providing access to fractional investments in commercial debt, EqualSeat opens the doorway to reliable, predictable and transparent alternative investment opportunities outside of the volatile stock market. Individual investors can choose their level of involvement, allowing them to co-invest with institutional investors in fully funded, high-quality debt investments that support small business owners in hospitality, clean energy and other commercial projects.
Simply put, debt investment involves lending money to a borrower with the expectation that the borrower will pay back that investment with interest. A traditional example of debt investment is a government or business issued bond. EqualSeat allows investors to co-invest alongside larger institutional investors in commercial loans that are already generating monthly interest income. Thanks to steady cash flow and reliable returns, investors have complete control over where they invest their money while generating passive income from day one.
A simple, straightforward dashboard for easy investment management
EqualSeat’s user-friendly dashboard offers a clear snapshot of account, investment and earnings data, so investors can quickly see how their investments are performing. Available investment opportunities are a tap away, and users can dig deeper into more detailed information on potential opportunities to see metrics, photos and property information. A helpful investment calculator tool gives investors insights into the potential return on investment before they commit to an opportunity. Additional metrics, like loan-to-value ratio (the ratio of a loan to the value of the purchased asset), etc. are displayed alongside a borrower’s risk profile.
Built on a wealth of experience
EqualSeat is the product of over 21 years of experience from parent company AVANA Companies, co-founded by brothers Sundip and Sanat Patel. AVANA’s foundation of lending to small businesses with institutional investor involvement put them in the perfect position to understand the world of private commercial debt and use that knowledge to provide fractional investment opportunities to a much wider audience. AVANA became very good at not only making and originating loans, but also managing investment funds intelligently to the benefit for all parties involved. Thanks to that strong foundation, the EqualSeat platform is well-positioned to lower the threshold to private credit investing.
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Start earning monthly cash flow in debt investments with a positive impact on the economy and the environment!
EqualSeat is your partner for investing in private commercial debt. Our straightforward application process begins online with an easy-to-use questionnaire. After a quick verification process, you’ll be given access to the platform, where you can set up your account, fund your digital wallet and start investing.
Ready to make a difference with your investments? Join EqualSeat and start investing in a better future today!