Frequently Asked Questions
- What is EqualSeat?
EqualSeat is a private credit investment platform that democratizes access to high-quality commercial debt investments.
- How do I start investing?
Create an account, verify your ID, and top up your digital wallet to get started investing!
- How long does it take to verify my ID?
ID verification typically only takes a few seconds. In some rare cases, we may need some additional information. If that happens, an EqualSeat team member will reach out to you directly.
- How often will I receive money from my investments?
Investments on EqualSeat are made in Payment Dependent Notes which tie cash flow directly to payments on the underlying loan. Payments to investors are typically made between the 12th and 15th of every month.
- Is there a limit to how much I can invest?
No, there is no limit on how much an investor can invest.
- Where do the investment opportunities come from?
All of the opportunities on the EqualSeat platform are originated by our parent company, AVANA Capital. Investors benefit from a monthly cash flow while stimulating local economies and/or supporting clean energy projects.
- Where can I see how my investments are doing?
Investors always have access to their account to view clear, accurate reports, so they can see where their money is and the measurable impact of their investment.
- Is EqualSeat’s fixed income investment opportunity time consuming?
EqualSeat provides investors with the opportunity to choose their level of involvement. Once the account is set up, individuals can manually select their debt investments or opt for an automated, hands-off approach by identifying and customizing their preferences.
- What is a debt investment?
A debt investment is when you lend money to an entity (like a business) in exchange for regular interest payments and the return of your initial investment at a specified date. Because EqualSeat’s loans are already fully funded by institutional investors, instead of waiting for a loan to close, retail investors start earning interest as soon as an investment is made.